May 30, 2024


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Top Cryptocurrencies for College Students to Buy in 2022

cryptocurrencies 2022

Tough Decision To Make

Cryptocurrencies keep surprising the world with their fluctuation, ebbs and flows, impressive profits, and equally impressive losses. By the end of 2021, the world’s cryptocurrency market was valued at more than $3 trillion. This is a huge market with risks and opportunities that need to be analyzed carefully before a decision is made to invest in them.

Students need to be even more careful because they do not normally have spare money to invest in risky ventures. To help them with their analysis and decision-making, we have reviewed the pros and cons of investments in cryptocurrencies and came up with the top ones that merit consideration.

We have deliberately avoided recommending the most popular and widespread cryptocurrencies. While they seem more profitable, they also pose significant risks that students with limited financial means will be unable to tackle.

Bitcoin Cash (BCH)

Bitcoin Cash was created in 2017 from a Bitcoin fork. BCH made it possible to increase the size of blocks to facilitate more transactions and enhance scalability. This was a big improvement for users who had become increasingly disappointed with the small data blocks on the blockchain causing delays in transaction times and bumping up fees.

BTC has been a default choice for many busy students who need to purchase research paper from trusted, legitimate, and reliable online writing services to complete their university assignments in a timely and quality manner.

Although BCH is not as stable and widespread as bitcoin, it definitely makes sense for students to consider it as a good investment opportunity. It has already become one of the most valuable cryptocurrencies globally. In addition, it has a massive potential to scale.

Cardano (ADA)

Cardano is a proof-of-stake blockchain platform that was created as an alternative to proof-of-work networks. As a decentralized platform, it was designed to increase scalability and sustainability. A host of engineers and mathematicians worked on its design based on extensive research and trials. Some consider it as a direct competitor of Ethereum.

Usually, it is rare for cryptocurrencies to be created through far-reaching research, so the authors of ADA take credit for taking a rigorous approach to developing it. It is all the more reason for students to consider buying it in 2022.

Litecoin (LTC)

Litecoin was created in 2011 by a former engineer working for Google. It was a modified version of Bitcoin’s open-source code, so it is often considered as a direct competitor to bitcoin as the world’s most popular cryptocurrency.

LTC is not controlled by any central authority. It stands out in the market of cryptocurrencies owing to its fast block generation rate and its use of Scrypt as a proof-of-work scheme. LTC is also considered a great alternative to buying international stocks by many investors.

LTC enjoys a market capitalization of $4 billion, so it deserves a look as you ponder your choices to invest in cryptocurrencies.


Algorand is another decentralized, blockchain-based network that is self-sustaining. Algorand systems are known to be safe, scalable, and effective. It is also based on the renowned proof-of-stake blockchain technology, which many have already hailed as the future of finance and capital markets.

Algorand is a great alternative to the more famous cryptocurrencies offering lower albeit safer and more stable profits.

Proton XPR

Proton is a relatively new blockchain created for consumer applications and peer-to-peer payments. It offers a secure and verified identity account allowing users to like their identities with fiat accounts. All transactions are performed without sharing any of the user’s sensitive or personally identifiable data.

Users keep their private keys, and they can allow other institutions to verify their identity via public keys. Again, this does not entail the sharing of sensitive information. With less return on investment, XPR is a good alternative to the other, more popular alternatives that pose greater risks to investors.

Bottom Line

The current market of cryptocurrencies is a volatile one. It has seen many users reap unparalleled profits while putting the investments of others at risk. It is advisable for students to minimize the risk of investing in cryptocurrencies to avoid significant losses. To this end, we do not advise buying cryptocurrencies at peaks.

It is a good strategy to diversify your investments by buying different cryptocurrencies. You can also pick ones that have lower returns on investment but that have already proven to be stable and, therefore, more predictable.